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I have learned quite a few important things as a result of your post. I will also like to express that there might be situation that you will apply for a loan and don’t need a co-signer such as a Fed Student Support Loan. However, if you are getting a loan through a common banker then you need to be willing to have a cosigner ready to allow you to. The lenders may base their decision using a few aspects but the most significant will be your credit ratings. There are some creditors that will furthermore look at your work history and decide based on this but in almost all cases it will be based on on your report.
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