西虹市首富
惟雯說故事
最近，一部講述“如何在一個月花掉10億元”的《西虹市首富》點燃了這個暑期檔，上映7天，票房已超14億。
該影片並不是在炫富，它的結局設立在首富還是守護、金錢還是人性的選擇題上。
確實，這部影片折射出的金錢觀值得每個人思考：
我們想通過錢獲取什麼呢？當金錢與我們真正想要守護的、真正想要的東西發生矛盾時，該怎麼選擇？
劇情摘要—–
一個三流足球隊裡的守門員王多魚，生活落魄，卻意外獲得繼承二爺300億遺產的機會。但他需要先完成一個挑戰——
一個月內花光10億元。否則，他將一分錢都拿不到。
且這10個億也不能亂花，二爺定下了種種規則，例如不能做非法的事情，不能哄抬物價，不能捐贈，不能買名畫燒毀等……
王多魚一開始去最好的酒店、用手掰龍蝦、人參論把吃，大筆買進最慘的股票，把錢瘋狂投向夕陽產業，但他賺的錢卻越來越多。
原來，花錢也是一件辛苦的事。
影片的最後，王多魚為了救人，冒著失去繼承權的風險，違背約定，卻以善良通過考驗，獲得了繼承權。
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通過《西虹市首富》這部影片，我們不難明白一個道理：
一個人對待金錢的態度，是一個人三觀的最好體現。
因為，相比於賺錢，花錢的舉動，往往有著更多非理性的因素，它對應的是人性。
一個人怎麼花錢，可以直接看出他的價值取向和價值排序，這是一個人的人品和格局。
因此，教育孩子擁有一個正確的金錢觀，是很重要的一課。只是，在現代家庭教育中，許多父母往往會忽略對孩子金錢觀的培養。
但其實，在“缺錢”教育下長大的孩子，不僅對金錢缺乏正確的認識和瞭解，更難以理清金錢和人生的關係。
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不妨通過這部電影，和孩子聊聊這5句與“金錢”有關的話吧！
1、無論何時，都不能成為金錢的奴隸
這部影片並不是為了展示有錢人的誇張生活，它的落腳點最終落在了一個人面對金錢的態度上。
為了救出遭到綁架的女主，王多魚放棄了遺產，在金錢與愛情、人性面前做出了選擇。
而做出選擇後的王多魚最後依然富有，卻不再被金錢操縱，而是真正成了錢的主人。
這或許就是影片想告訴我們的，只有當你不再為金錢而活著時，你才能真正成為一個自由而富有的人。
誠如盧梭說：“金錢應當是保持自由、實現價值的一種工具，而不是使自己成為金錢的奴隸。”
所謂有錢，不是指你擁有多少金錢，而是指，你能否合理支配，利用這些財富。
您必須告訴孩子，只有先付出才會有回報，靠努力和勞動所得，不論貧富，都應該尊重和珍惜。
孩子只有先學會珍惜金錢，才會懂得正確花錢，買合適的、值得的，而不是胡亂揮霍。
2、金錢固然重要，但最重要的是守住自己的底線
人人都想一夜暴富，但不是每個人都能守住自己的底線。
當王多魚還是個守門員時，他錙銖必較那六十塊車費，卻不願拿下二十萬元踢假球。
不踢假球就是一個球員的底線。
不做假賬就是一個會計的底線。
尊重生命、心存善良，就是生而為人的底線。
作為父母，應該從小培養孩子的金錢意識，同時一定要通過各種途徑反復強調——君子愛財，取之有道。
3、金錢並不庸俗，庸俗的是人心
其實，在這部喜劇的外殼之下，還隱藏著一個社會現實：錢的魔性，真的很大。
例如，片中全市最高檔的西餐廳，本來以“衣冠不整”的理由拒絕他們入內。但聽到他們要把酒店全包之後，趾高氣揚的主管立刻搖身一變，成了一個“店小二”。
王多魚的好哥們，在嘗到甜頭之後，在晚宴上痛哭流涕：做條狗真好！汪！汪汪！
還有一個角色很有意思：西虹市十大傑出青年、演說家柳劍南。
他前一秒還在說“不做金錢的奴隸”，可當王多魚出高價後，下一秒他就點頭哈腰地討好了。
《窮爸爸、富爸爸》裡有這樣一句話：如果你不教孩子金錢的知識，將來有其他人取代你。這個人是誰？也許是債主，也許是奸商，也許是員警，也許是騙子。
孩子早晚會長大，他們終究會面對“錢”和錢引發的一系列問題，如何面對？這一切需要你的引導。
4、與其說追求財務自由，不如說是在追求選擇自由
財務自由的真實含義，不是錢的自由，而是人的自由。
在《西虹市首富》中，財務自由是貫穿影片始終的關鍵字，但也是最難實現的詞彙。
王多魚為了繼承遺產拼命花錢，卻還是距離300億的財產咫尺天涯，生活看似隨性奢華，卻相當壓抑。
實際上，王多魚並沒有真正支配金錢的權利，他被限制在了二爺定的許多條條框框中。他沒有選擇自由。
可當他把目光從財富上移開，關注到他人生活，輸送自己的善良，財富自由卻驟然而至。
正如作家亦舒所說，你首先要保持獨立，才有資格談應該爭取什麼。所以，聰明獨立的人，都不會以金錢為中心，不會把錢作為解決所有問題的唯一方式。
他們更在意的，是遵從內心的指引，讓家人過得好，他們更想要的，是選擇的自由。
選擇自由重于財務自由，這是金錢觀教育中的重要部分，這個概念看似複雜，但同樣是培養孩子人格獨立的重要一環。
5、這個世界上，有很多東西是金錢買不來的
現代社會，很多家庭對孩子“有求必應”，使孩子產生“有錢可以買到一切”的錯誤觀念。但事實絕非如此，這個世界上，有些東西，它是金錢買不來的。
比如快樂。有錢就一定會讓人感到快樂嗎？
其實不然，快樂並不是建立在金錢基礎上的。
也許是陪家人吃頓飯，也許是躺在草地上看星星，也許是大晚上在田野裡捉螢火蟲。
這些生活中的點滴小事都可以帶來內心的喜悅與滿足，而金錢帶來的快樂卻只是暫時的、基於物質基礎的。
快樂是一種心態，快不快樂，與錢無關，關鍵在人心。
比如感情。虛偽、表裡不一的人得到了錢，也得不到真摯的感情。
影片中，女主夏竹最開始喜歡的是柳劍南身上的正義凜然，視天下財富為糞土的氣勢，但當王多魚拿出大把的錢後，柳劍南迅速成為了一個阿諛奉承的人。
夏竹認清了柳劍南冠冕堂皇的真面目，便毅然決然和他分手。
比如善良。影片最後，為了救出遭到綁架的女主，王多魚放棄繼承遺產，在金錢與人性面前做出了選擇。
正如電影臺詞中所說，“如果一個人為了金錢忘了人性，那他會一輩子活在愧疚中”。
經過這一次次的抉擇，觀眾們也許都明白了，這個世界上，有很多東西是金錢買不來的。
所以，父母在對孩子的金錢教育中，之所以需要不斷向孩子強調金錢不是萬能的，是因為希望孩子明白兩個道理：
第一，比金錢更重要的東西還有很多；
第二，即使不富有，依然可以享受很多快樂。
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